2021 SZL to NZD Historical Review

YEARLY HIGH

0.1038 NZD

YEARLY LOW

0.0899 NZD

YEARLY AVERAGE

0.0958 NZD

2021 SZL to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SZL to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 17, valuing the pair at 0.1038. Conversely, the yearly low was recorded on January 12, dropping to 0.0899.

This high-to-low spread represents a total annual volatility of 0.0139 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0922 to the December average rate of 0.0928, the exchange rate registered a net change of 0.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1038 was down 3.06% compared to the 2020 peak of 0.1071, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 519 NZD

2020 Average 470 NZD

Yearly Trough Low 450 NZD

Transaction Impact: A difference of 69.58 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1026

0.0911

JanuMarcMayJulySeptNove

SZL to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0961, compared to 0.0956 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0961

H2 Avg (Jul–Dec) 0.0956

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0069 NZD (High: 0.0972 / Low: 0.0903). On the other end, April was the most stable month, with a tight range of 0.0027 NZD (High: 0.0984 / Low: 0.0957).

March Spread (Volatile) ±0.0069

April Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0032 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0032

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.1017) against the same month in 2020 (average: 0.0906), the exchange rate shifted by +0.0111 (+12.25%).

2021 Avg (June) 0.1017

2020 Avg (June) 0.0906

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0962	0.0899	0.0922
February	0.0958	0.0918	0.0934
March	0.0972	0.0903	0.0936
April	0.0984	0.0957	0.0972
May	0.1001	0.0963	0.0984
June	0.1038	0.0996	0.1017
July	0.1013	0.0964	0.0988
August	0.0992	0.0953	0.0968
September	0.0998	0.0950	0.0975
October	0.0968	0.0917	0.0953
November	0.0940	0.0902	0.0921
December	0.0945	0.0910	0.0928