2020 SZL to NZD Historical Review

YEARLY HIGH

0.1071 NZD

YEARLY LOW

0.0851 NZD

YEARLY AVERAGE

0.0940 NZD

2020 SZL to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SZL to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.1071. Conversely, the yearly low was recorded on August 6, dropping to 0.0851.

This high-to-low spread represents a total annual volatility of 0.0220 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1054 to the December average rate of 0.0946, the exchange rate registered a net change of -10.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1071 was down 3.19% compared to the 2019 peak of 0.1106, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 536 NZD

2019 Average 526 NZD

Yearly Trough Low 425 NZD

Transaction Impact: A difference of 110.17 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1071

0.0863

JanuMarcMayJulySeptNove

SZL to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0967, compared to 0.0913 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0054 points.

H1 Avg (Jan–Jun) 0.0967

H2 Avg (Jul–Dec) 0.0913

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0125 NZD (High: 0.1054 / Low: 0.0930). On the other end, October was the most stable month, with a tight range of 0.0023 NZD (High: 0.0928 / Low: 0.0905).

March Spread (Volatile) ±0.0125

October Spread (Stable) ±0.0023

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0100 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0100

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.1054) against the same month in 2019 (average: 0.1062), the exchange rate shifted by -0.0009 (-0.83%).

2020 Avg (January) 0.1054

2019 Avg (January) 0.1062

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1071	0.1042	0.1054
February	0.1055	0.1032	0.1044
March	0.1054	0.0930	0.0997
April	0.0941	0.0873	0.0897
May	0.0931	0.0880	0.0904
June	0.0932	0.0886	0.0906
July	0.0918	0.0893	0.0906
August	0.0909	0.0851	0.0880
September	0.0915	0.0880	0.0896
October	0.0928	0.0905	0.0915
November	0.0954	0.0919	0.0937
December	0.0969	0.0922	0.0946