2026 ZMW to BIF Historical Review

YEARLY HIGH

2986.2890 BIF

YEARLY LOW

156.9414 BIF

YEARLY AVERAGE

1706.4029 BIF

2026 ZMW to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ZMW to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 2986.2890. Conversely, the yearly low was recorded on April 29, dropping to 156.9414.

This high-to-low spread represents a total annual volatility of 2829.3477 BIF. From a start-to-finish perspective, comparing the January average rate of 2959.5873 to the December average rate of 165.1728, the exchange rate registered a net change of -94.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 2986.2890 was down 0.68% compared to the 2025 peak of 3006.6479, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ZMW based on timing:

Yearly Peak High 14,931,445 BIF

2025 Average 14,786,344 BIF

Yearly Trough Low 784,707 BIF

Transaction Impact: A difference of 14,146,738.41 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3242.0049

-119.9202

JanuMarcMayJuly

ZMW to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1963.2746, compared to 165.1728 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1798.1018 points.

H1 Avg (Jan–Jun) 1963.2746

H2 Avg (Jul–Dec) 165.1728

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 2828.8930 BIF (High: 2985.8344 / Low: 156.9414). On the other end, July was the most stable month, with a tight range of 0.0726 BIF (High: 165.2091 / Low: 165.1365).

April Spread (Volatile) ±2828.8930

July Spread (Stable) ±0.0726

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 2408.8467 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -2408.8467

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 2961.8445) against the same month in 2025 (average: 2954.6343), the exchange rate shifted by +7.2101 (+0.24%).

2026 Avg (February) 2961.8445

2025 Avg (February) 2954.6343

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2965.2114	2938.8473	2959.5873
February	2986.2890	2950.5716	2961.8445
March	2979.0320	2866.3138	2961.3009
April	2985.8344	156.9414	2569.0869
May	161.3216	157.7172	160.2402
June	172.6463	161.6570	167.5877
July	165.2091	165.1365	165.1728