2026 XAG to SGD Historical Review

YEARLY HIGH

96.7656 SGD

YEARLY LOW

1.2608 SGD

YEARLY AVERAGE

39.6631 SGD

2026 XAG to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XAG to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 2, valuing the pair at 96.7656. Conversely, the yearly low was recorded on January 27, dropping to 1.2608.

This high-to-low spread represents a total annual volatility of 95.5048 SGD. From a start-to-finish perspective, comparing the January average rate of 1.2806 to the December average rate of 78.2402, the exchange rate registered a net change of 6009.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 96.7656 was up 6955.35% compared to the 2025 peak of 1.3715, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAG based on timing:

Yearly Peak High 483,828 SGD

2025 Average 6,534 SGD

Yearly Trough Low 6,304 SGD

Transaction Impact: A difference of 477,524.25 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

105.2613

-8.1872

JanuMarcMayJuly

XAG to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 33.2335, compared to 78.2402 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 45.0067 points.

H1 Avg (Jan–Jun) 33.2335

H2 Avg (Jul–Dec) 78.2402

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 94.9545 SGD (High: 96.2246 / Low: 1.2701). On the other end, February was the most stable month, with a tight range of 0.0136 SGD (High: 1.2757 / Low: 1.2621).

April Spread (Volatile) ±94.9545

February Spread (Stable) ±0.0136

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 10.6693 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -10.6693

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 85.1380) against the same month in 2025 (average: 1.2830), the exchange rate shifted by +83.8550 (+6535.83%).

2026 Avg (June) 85.1380

2025 Avg (June) 1.2830

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2890	1.2608	1.2806
February	1.2757	1.2621	1.2668
March	1.2928	1.2698	1.2807
April	96.2246	1.2701	14.6279
May	96.5164	94.7438	95.8073
June	96.7656	74.7031	85.1380
July	80.5165	76.0865	78.2402