2026 TOP to XPF Historical Review

YEARLY HIGH

43.6421 XPF

YEARLY LOW

41.2224 XPF

YEARLY AVERAGE

42.6451 XPF

2026 TOP to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TOP to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 24, valuing the pair at 43.6421. Conversely, the yearly low was recorded on January 27, dropping to 41.2224.

This high-to-low spread represents a total annual volatility of 2.4196 XPF. From a start-to-finish perspective, comparing the January average rate of 42.2366 to the December average rate of 43.5322, the exchange rate registered a net change of 3.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 43.6421 was down 10.08% compared to the 2025 peak of 48.5349, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 218,210 XPF

2025 Average 219,385 XPF

Yearly Trough Low 206,112 XPF

Transaction Impact: A difference of 12,098.18 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

43.6946

41.7463

JanuMarcMayJuly

TOP to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 42.4973, compared to 43.5322 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0350 points.

H1 Avg (Jan–Jun) 42.4973

H2 Avg (Jul–Dec) 43.5322

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 1.4945 XPF (High: 42.7169 / Low: 41.2224). On the other end, July was the most stable month, with a tight range of 0.0602 XPF (High: 43.5623 / Low: 43.5022).

January Spread (Volatile) ±1.4945

July Spread (Stable) ±0.0602

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.4617 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.4617

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 43.0682) against the same month in 2025 (average: 42.9742), the exchange rate shifted by +0.0941 (+0.22%).

2026 Avg (June) 43.0682

2025 Avg (June) 42.9742

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	42.7169	41.2224	42.2366
February	42.1100	41.6352	41.9086
March	43.3400	42.1462	42.8630
April	43.0599	41.9771	42.4014
May	42.6297	42.2572	42.5058
June	43.6421	42.5642	43.0682
July	43.5623	43.5022	43.5322