2026 SGD to CAD Historical Review

YEARLY HIGH

1.0986 CAD

YEARLY LOW

1.0590 CAD

YEARLY AVERAGE

1.0817 CAD

2026 SGD to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SGD to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 30, valuing the pair at 1.0986. Conversely, the yearly low was recorded on March 8, dropping to 1.0590.

This high-to-low spread represents a total annual volatility of 0.0395 CAD. From a start-to-finish perspective, comparing the January average rate of 1.0765 to the December average rate of 1.0972, the exchange rate registered a net change of 1.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.0986 was up 1.11% compared to the 2025 peak of 1.0865, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 5,493 CAD

2025 Average 5,348 CAD

Yearly Trough Low 5,295 CAD

Transaction Impact: A difference of 197.59 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.0997

1.0693

JanuMarcMayJuly

SGD to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0791, compared to 1.0972 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0181 points.

H1 Avg (Jan–Jun) 1.0791

H2 Avg (Jul–Dec) 1.0972

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0234 CAD (High: 1.0824 / Low: 1.0590). On the other end, July was the most stable month, with a tight range of 0.0004 CAD (High: 1.0974 / Low: 1.0970).

March Spread (Volatile) ±0.0234

July Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0058 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0058

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 1.0899) against the same month in 2025 (average: 1.0662), the exchange rate shifted by +0.0237 (+2.22%).

2026 Avg (June) 1.0899

2025 Avg (June) 1.0662

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0815	1.0673	1.0765
February	1.0828	1.0711	1.0776
March	1.0824	1.0590	1.0719
April	1.0868	1.0683	1.0795
May	1.0835	1.0672	1.0793
June	1.0986	1.0792	1.0899
July	1.0974	1.0970	1.0972