2021 PLN to NZD Historical Review

YEARLY HIGH

0.3805 NZD

YEARLY LOW

0.3432 NZD

YEARLY AVERAGE

0.3665 NZD

2021 PLN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 3, valuing the pair at 0.3805. Conversely, the yearly low was recorded on November 20, dropping to 0.3432.

This high-to-low spread represents a total annual volatility of 0.0373 NZD. From a start-to-finish perspective, comparing the January average rate of 0.3734 to the December average rate of 0.3610, the exchange rate registered a net change of -3.30% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3805 was down 10.72% compared to the 2020 peak of 0.4262, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 7,610 NZD

2020 Average 7,907 NZD

Yearly Trough Low 6,864 NZD

Transaction Impact: A difference of 746.09 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3792

0.3474

JanuMarcMayJulySeptNove

PLN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3706, compared to 0.3624 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0082 points.

H1 Avg (Jan–Jun) 0.3706

H2 Avg (Jul–Dec) 0.3624

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0178 NZD (High: 0.3672 / Low: 0.3494). On the other end, December was the most stable month, with a tight range of 0.0057 NZD (High: 0.3646 / Low: 0.3589).

October Spread (Volatile) ±0.0178

December Spread (Stable) ±0.0057

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0087 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0087

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.3765) against the same month in 2020 (average: 0.3927), the exchange rate shifted by -0.0162 (-4.13%).

2021 Avg (June) 0.3765

2020 Avg (June) 0.3927

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3762	0.3697	0.3734
February	0.3740	0.3627	0.3713
March	0.3667	0.3594	0.3626
April	0.3737	0.3636	0.3682
May	0.3782	0.3635	0.3716
June	0.3805	0.3726	0.3765
July	0.3767	0.3670	0.3711
August	0.3742	0.3641	0.3693
September	0.3717	0.3603	0.3651
October	0.3672	0.3494	0.3580
November	0.3565	0.3432	0.3500
December	0.3646	0.3589	0.3610