YEARLY HIGH
0.0147 EUR
YEARLY LOW
0.0139 EUR
YEARLY AVERAGE
0.0143 EUR

2026 PHP to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 1, valuing the pair at 0.0147. Conversely, the yearly low was recorded on April 30, dropping to 0.0139.

This high-to-low spread represents a total annual volatility of 0.0008 EUR. From a start-to-finish perspective, comparing the January average rate of 0.0144 to the December average rate of 0.0142, the exchange rate registered a net change of -1.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0147 was down 12.26% compared to the 2025 peak of 0.0168, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 3,683 EUR
2025 Average 3,854 EUR
Yearly Trough Low 3,472 EUR
Transaction Impact: A difference of 210.52 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0146
0.0139
JanuMarcMayJuly

PHP to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0143, compared to 0.0142 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0143
H2 Avg (Jul–Dec) 0.0142

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0005 EUR (High: 0.0144 / Low: 0.0139). On the other end, July was the most stable month, with a tight range of 0.0000 EUR (High: 0.0142 / Low: 0.0142).

April Spread (Volatile) ±0.0005
July Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0003 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.0145) against the same month in 2025 (average: 0.0161), the exchange rate shifted by -0.0016 (-9.92%).

2026 Avg (March) 0.0145
2025 Avg (March) 0.0161

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0145 0.0141 0.0144
February 0.0147 0.0143 0.0145
March 0.0147 0.0143 0.0145
April 0.0144 0.0139 0.0142
May 0.0140 0.0139 0.0140
June 0.0144 0.0139 0.0142
July 0.0142 0.0142 0.0142