YEARLY HIGH
0.2593 EUR
YEARLY LOW
0.2431 EUR
YEARLY AVERAGE
0.2527 EUR

2026 PEN to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PEN to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 24, valuing the pair at 0.2593. Conversely, the yearly low was recorded on May 2, dropping to 0.2431.

This high-to-low spread represents a total annual volatility of 0.0162 EUR. From a start-to-finish perspective, comparing the January average rate of 0.2538 to the December average rate of 0.2572, the exchange rate registered a net change of 1.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.2593 was down 1.31% compared to the 2025 peak of 0.2628, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 1,297 EUR
2025 Average 1,242 EUR
Yearly Trough Low 1,215 EUR
Transaction Impact: A difference of 81.21 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.2580
0.2481
JanuMarcMayJuly

PEN to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2520, compared to 0.2572 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0052 points.

H1 Avg (Jan–Jun) 0.2520
H2 Avg (Jul–Dec) 0.2572

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0103 EUR (High: 0.2539 / Low: 0.2436). On the other end, July was the most stable month, with a tight range of 0.0003 EUR (High: 0.2573 / Low: 0.2570).

April Spread (Volatile) ±0.0103
July Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0024 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.2551) against the same month in 2025 (average: 0.2407), the exchange rate shifted by +0.0144 (+5.99%).

2026 Avg (June) 0.2551
2025 Avg (June) 0.2407

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2565 0.2485 0.2538
February 0.2537 0.2502 0.2520
March 0.2559 0.2471 0.2513
April 0.2539 0.2436 0.2489
May 0.2525 0.2431 0.2507
June 0.2593 0.2498 0.2551
July 0.2573 0.2570 0.2572