2021 MYR to NZD Historical Review

YEARLY HIGH

0.3525 NZD

YEARLY LOW

0.3317 NZD

YEARLY AVERAGE

0.3413 NZD

2021 MYR to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MYR to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.3525. Conversely, the yearly low was recorded on May 27, dropping to 0.3317.

This high-to-low spread represents a total annual volatility of 0.0208 NZD. From a start-to-finish perspective, comparing the January average rate of 0.3446 to the December average rate of 0.3499, the exchange rate registered a net change of 1.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3525 was down 12.85% compared to the 2020 peak of 0.4045, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 MYR based on timing:

Yearly Peak High 7,050 NZD

2020 Average 7,333 NZD

Yearly Trough Low 6,634 NZD

Transaction Impact: A difference of 416.25 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3513

0.3340

JanuMarcMayJulySeptNove

MYR to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3406, compared to 0.3420 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.3406

H2 Avg (Jul–Dec) 0.3420

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.0141 NZD (High: 0.3483 / Low: 0.3341). On the other end, December was the most stable month, with a tight range of 0.0054 NZD (High: 0.3525 / Low: 0.3471).

June Spread (Volatile) ±0.0141

December Spread (Stable) ±0.0054

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0051 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.3499) against the same month in 2020 (average: 0.3474), the exchange rate shifted by +0.0025 (+0.72%).

2021 Avg (December) 0.3499

2020 Avg (December) 0.3474

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3486	0.3407	0.3446
February	0.3453	0.3324	0.3410
March	0.3473	0.3346	0.3411
April	0.3452	0.3353	0.3406
May	0.3409	0.3317	0.3355
June	0.3483	0.3341	0.3409
July	0.3453	0.3369	0.3406
August	0.3460	0.3350	0.3397
September	0.3478	0.3372	0.3401
October	0.3467	0.3341	0.3405
November	0.3486	0.3355	0.3414
December	0.3525	0.3471	0.3499