YEARLY HIGH
0.0770 SGD
YEARLY LOW
0.0729 SGD
YEARLY AVERAGE
0.0742 SGD

2026 MDL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MDL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.0770. Conversely, the yearly low was recorded on June 28, dropping to 0.0729.

This high-to-low spread represents a total annual volatility of 0.0041 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0759 to the December average rate of 0.0733, the exchange rate registered a net change of -3.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0770 was down 1.46% compared to the 2025 peak of 0.0782, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 385 SGD
2025 Average 378 SGD
Yearly Trough Low 365 SGD
Transaction Impact: A difference of 20.44 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0761
0.0731
JanuMarcMayJuly

MDL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0744, compared to 0.0733 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.0744
H2 Avg (Jul–Dec) 0.0733

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0021 SGD (High: 0.0770 / Low: 0.0749). On the other end, July was the most stable month, with a tight range of 0.0004 SGD (High: 0.0735 / Low: 0.0731).

January Spread (Volatile) ±0.0021
July Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0012 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.0759) against the same month in 2025 (average: 0.0734), the exchange rate shifted by +0.0025 (+3.38%).

2026 Avg (January) 0.0759
2025 Avg (January) 0.0734

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0770 0.0749 0.0759
February 0.0757 0.0738 0.0747
March 0.0747 0.0730 0.0738
April 0.0750 0.0731 0.0740
May 0.0743 0.0738 0.0740
June 0.0749 0.0729 0.0739
July 0.0735 0.0731 0.0733