2021 MDL to BGN Historical Review

YEARLY HIGH

0.0987 BGN

YEARLY LOW

0.0901 BGN

YEARLY AVERAGE

0.0938 BGN

2021 MDL to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MDL to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.0987. Conversely, the yearly low was recorded on May 20, dropping to 0.0901.

This high-to-low spread represents a total annual volatility of 0.0086 BGN. From a start-to-finish perspective, comparing the January average rate of 0.0932 to the December average rate of 0.0976, the exchange rate registered a net change of 4.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0987 was down 4.35% compared to the 2020 peak of 0.1032, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 493 BGN

2020 Average 498 BGN

Yearly Trough Low 451 BGN

Transaction Impact: A difference of 42.85 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0983

0.0904

JanuMarcMayJulySeptNove

MDL to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0921, compared to 0.0954 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0032 points.

H1 Avg (Jan–Jun) 0.0921

H2 Avg (Jul–Dec) 0.0954

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.0030 BGN (High: 0.0953 / Low: 0.0923). On the other end, July was the most stable month, with a tight range of 0.0013 BGN (High: 0.0925 / Low: 0.0912).

August Spread (Volatile) ±0.0030

July Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0015 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0976) against the same month in 2020 (average: 0.0935), the exchange rate shifted by +0.0041 (+4.43%).

2021 Avg (December) 0.0976

2020 Avg (December) 0.0935

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0942	0.0920	0.0932
February	0.0939	0.0919	0.0929
March	0.0942	0.0923	0.0929
April	0.0923	0.0904	0.0914
May	0.0920	0.0901	0.0910
June	0.0928	0.0907	0.0915
July	0.0925	0.0912	0.0919
August	0.0953	0.0923	0.0940
September	0.0963	0.0934	0.0944
October	0.0980	0.0956	0.0969
November	0.0984	0.0963	0.0974
December	0.0987	0.0968	0.0976