2026 MAD to BIF Historical Review

YEARLY HIGH

327.6191 BIF

YEARLY LOW

304.9752 BIF

YEARLY AVERAGE

320.7855 BIF

2026 MAD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MAD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 327.6191. Conversely, the yearly low was recorded on March 9, dropping to 304.9752.

This high-to-low spread represents a total annual volatility of 22.6440 BIF. From a start-to-finish perspective, comparing the January average rate of 322.9175 to the December average rate of 316.6952, the exchange rate registered a net change of -1.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 327.6191 was down 1.41% compared to the 2025 peak of 332.2995, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,638,096 BIF

2025 Average 1,584,424 BIF

Yearly Trough Low 1,524,876 BIF

Transaction Impact: A difference of 113,219.79 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

324.4552

315.9897

JanuMarcMayJuly

MAD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 321.4672, compared to 316.6952 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.7721 points.

H1 Avg (Jan–Jun) 321.4672

H2 Avg (Jul–Dec) 316.6952

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 19.3344 BIF (High: 324.3095 / Low: 304.9752). On the other end, July was the most stable month, with a tight range of 0.0746 BIF (High: 316.7325 / Low: 316.6579).

March Spread (Volatile) ±19.3344

July Spread (Stable) ±0.0746

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 6.5061 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -6.5061

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 322.9175) against the same month in 2025 (average: 293.7407), the exchange rate shifted by +29.1768 (+9.93%).

2026 Avg (January) 322.9175

2025 Avg (January) 293.7407

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	327.6191	319.6992	322.9175
February	326.6073	322.6845	323.7497
March	324.3095	304.9752	317.2436
April	322.2796	316.4673	320.0396
May	324.1928	321.6863	323.5384
June	324.4522	316.5792	321.3146
July	316.7325	316.6579	316.6952