YEARLY HIGH
1.7223 BAM
YEARLY LOW
1.6334 BAM
YEARLY AVERAGE
1.6824 BAM

2026 LTL to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the LTL to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on June 25, valuing the pair at 1.7223. Conversely, the yearly low was recorded on January 28, dropping to 1.6334.

This high-to-low spread represents a total annual volatility of 0.0889 BAM. From a start-to-finish perspective, comparing the January average rate of 1.6678 to the December average rate of 1.7158, the exchange rate registered a net change of 2.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.7223 was down 10.25% compared to the 2025 peak of 1.9190, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 8,612 BAM
2025 Average 8,670 BAM
Yearly Trough Low 8,167 BAM
Transaction Impact: A difference of 444.71 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.7221
1.6469
JanuMarcMayJuly

LTL to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6768, compared to 1.7158 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0390 points.

H1 Avg (Jan–Jun) 1.6768
H2 Avg (Jul–Dec) 1.7158

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0519 BAM (High: 1.7067 / Low: 1.6547). On the other end, July was the most stable month, with a tight range of 0.0013 BAM (High: 1.7165 / Low: 1.7152).

March Spread (Volatile) ±0.0519
July Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0170 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0170

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 1.6967) against the same month in 2025 (average: 1.6983), the exchange rate shifted by -0.0015 (-0.09%).

2026 Avg (June) 1.6967
2025 Avg (June) 1.6983

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.6852 1.6334 1.6678
February 1.6623 1.6423 1.6532
March 1.7067 1.6547 1.6907
April 1.7059 1.6575 1.6737
May 1.6830 1.6697 1.6788
June 1.7223 1.6800 1.6967
July 1.7165 1.7152 1.7158