YEARLY HIGH
0.0111 NZD
YEARLY LOW
0.0105 NZD
YEARLY AVERAGE
0.0108 NZD

2026 JPY to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the JPY to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 0.0111. Conversely, the yearly low was recorded on May 31, dropping to 0.0105.

This high-to-low spread represents a total annual volatility of 0.0006 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0109 to the December average rate of 0.0109, the exchange rate registered a net change of -0.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0111 was down 10.81% compared to the 2025 peak of 0.0124, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 JPY based on timing:

Yearly Peak High 5,543 NZD
2025 Average 5,747 NZD
Yearly Trough Low 5,242 NZD
Transaction Impact: A difference of 301.05 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0110
0.0106
JanuMarcMayJuly

JPY to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0108, compared to 0.0109 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0108
H2 Avg (Jul–Dec) 0.0109

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.0004 NZD (High: 0.0110 / Low: 0.0105). On the other end, July was the most stable month, with a tight range of 0.0000 NZD (High: 0.0109 / Low: 0.0108).

June Spread (Volatile) ±0.0004
July Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0002 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.0109) against the same month in 2025 (average: 0.0113), the exchange rate shifted by -0.0004 (-3.70%).

2026 Avg (January) 0.0109
2025 Avg (January) 0.0113

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0111 0.0107 0.0109
February 0.0109 0.0105 0.0107
March 0.0110 0.0107 0.0108
April 0.0110 0.0106 0.0108
May 0.0108 0.0105 0.0106
June 0.0110 0.0105 0.0108
July 0.0109 0.0108 0.0109