2026 HRK to USD Historical Review

YEARLY HIGH

0.1595 USD

YEARLY LOW

0.1507 USD

YEARLY AVERAGE

0.1543 USD

2026 HRK to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 0.1595. Conversely, the yearly low was recorded on June 24, dropping to 0.1507.

This high-to-low spread represents a total annual volatility of 0.0088 USD. From a start-to-finish perspective, comparing the January average rate of 0.1557 to the December average rate of 0.1511, the exchange rate registered a net change of -2.97% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1595 was up 1.26% compared to the 2025 peak of 0.1576, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 798 USD

2025 Average 750 USD

Yearly Trough Low 754 USD

Transaction Impact: A difference of 44.08 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1575

0.1505

JanuMarcMayJuly

HRK to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1548, compared to 0.1511 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0037 points.

H1 Avg (Jan–Jun) 0.1548

H2 Avg (Jul–Dec) 0.1511

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0056 USD (High: 0.1595 / Low: 0.1539). On the other end, July was the most stable month, with a tight range of 0.0002 USD (High: 0.1512 / Low: 0.1510).

January Spread (Volatile) ±0.0056

July Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0036 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0036

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.1557) against the same month in 2025 (average: 0.1373), the exchange rate shifted by +0.0184 (+13.40%).

2026 Avg (January) 0.1557

2025 Avg (January) 0.1373

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1595	0.1539	0.1557
February	0.1580	0.1562	0.1569
March	0.1561	0.1515	0.1534
April	0.1567	0.1528	0.1551
May	0.1556	0.1543	0.1547
June	0.1545	0.1507	0.1527
July	0.1512	0.1510	0.1511