2026 HNL to USD Historical Review

YEARLY HIGH

0.0382 USD

YEARLY LOW

0.0373 USD

YEARLY AVERAGE

0.0376 USD

2026 HNL to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HNL to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 0.0382. Conversely, the yearly low was recorded on June 28, dropping to 0.0373.

This high-to-low spread represents a total annual volatility of 0.0009 USD. From a start-to-finish perspective, comparing the January average rate of 0.0379 to the December average rate of 0.0374, the exchange rate registered a net change of -1.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0382 was down 3.31% compared to the 2025 peak of 0.0395, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 191 USD

2025 Average 192 USD

Yearly Trough Low 187 USD

Transaction Impact: A difference of 4.31 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0379

0.0373

JanuMarcMayJuly

HNL to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0377, compared to 0.0374 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0377

H2 Avg (Jul–Dec) 0.0374

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0005 USD (High: 0.0382 / Low: 0.0377). On the other end, July was the most stable month, with a tight range of 0.0000 USD (High: 0.0374 / Low: 0.0374).

January Spread (Volatile) ±0.0005

July Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0002 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.0379) against the same month in 2025 (average: 0.0393), the exchange rate shifted by -0.0014 (-3.56%).

2026 Avg (January) 0.0379

2025 Avg (January) 0.0393

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0382	0.0377	0.0379
February	0.0379	0.0376	0.0378
March	0.0380	0.0376	0.0377
April	0.0377	0.0375	0.0376
May	0.0377	0.0376	0.0376
June	0.0376	0.0373	0.0374
July	0.0374	0.0374	0.0374