2026 HNL to SAR Historical Review

YEARLY HIGH

0.1432 SAR

YEARLY LOW

0.1385 SAR

YEARLY AVERAGE

0.1412 SAR

2026 HNL to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HNL to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 0.1432. Conversely, the yearly low was recorded on June 21, dropping to 0.1385.

This high-to-low spread represents a total annual volatility of 0.0048 SAR. From a start-to-finish perspective, comparing the January average rate of 0.1420 to the December average rate of 0.1403, the exchange rate registered a net change of -1.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1432 was down 3.33% compared to the 2025 peak of 0.1482, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 716 SAR

2025 Average 721 SAR

Yearly Trough Low 692 SAR

Transaction Impact: A difference of 23.75 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1422

0.1401

JanuMarcMayJuly

HNL to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1414, compared to 0.1403 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.1414

H2 Avg (Jul–Dec) 0.1403

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.0028 SAR (High: 0.1413 / Low: 0.1385). On the other end, July was the most stable month, with a tight range of 0.0001 SAR (High: 0.1403 / Low: 0.1403).

June Spread (Volatile) ±0.0028

July Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0008 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.1420) against the same month in 2025 (average: 0.1473), the exchange rate shifted by -0.0053 (-3.62%).

2026 Avg (January) 0.1420

2025 Avg (January) 0.1473

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1432	0.1415	0.1420
February	0.1422	0.1413	0.1418
March	0.1428	0.1411	0.1416
April	0.1417	0.1406	0.1411
May	0.1420	0.1407	0.1413
June	0.1413	0.1385	0.1404
July	0.1403	0.1403	0.1403