2026 HNL to JPY Historical Review

YEARLY HIGH

6.0820 JPY

YEARLY LOW

5.7603 JPY

YEARLY AVERAGE

5.9788 JPY

2026 HNL to JPY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HNL to JPY exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 6.0820. Conversely, the yearly low was recorded on February 13, dropping to 5.7603.

This high-to-low spread represents a total annual volatility of 0.3217 JPY. From a start-to-finish perspective, comparing the January average rate of 5.9347 to the December average rate of 6.0781, the exchange rate registered a net change of 2.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 6.0820 was down 2.22% compared to the 2025 peak of 6.2202, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 30,410 JPY

2025 Average 28,764 JPY

Yearly Trough Low 28,801 JPY

Transaction Impact: A difference of 1,608.72 JPY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

6.0997

5.8404

JanuMarcMayJuly

HNL to JPY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.9622, compared to 6.0781 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1159 points.

H1 Avg (Jan–Jun) 5.9622

H2 Avg (Jul–Dec) 6.0781

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.2450 JPY (High: 6.0128 / Low: 5.7678). On the other end, July was the most stable month, with a tight range of 0.0079 JPY (High: 6.0820 / Low: 6.0741).

January Spread (Volatile) ±0.2450

July Spread (Stable) ±0.0079

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0727 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0727

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 6.0781) against the same month in 2025 (average: 5.5995), the exchange rate shifted by +0.4786 (+8.55%).

2026 Avg (July) 6.0781

2025 Avg (July) 5.5995

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.0128	5.7678	5.9347
February	5.9657	5.7603	5.8620
March	6.0568	5.9211	5.9904
April	6.0283	5.9596	5.9883
May	5.9975	5.8943	5.9782
June	6.0684	5.9901	6.0197
July	6.0820	6.0741	6.0781