YEARLY HIGH
0.2092 BRL
YEARLY LOW
0.1862 BRL
YEARLY AVERAGE
0.1948 BRL

2026 HNL to BRL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HNL to BRL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.2092. Conversely, the yearly low was recorded on April 20, dropping to 0.1862.

This high-to-low spread represents a total annual volatility of 0.0229 BRL. From a start-to-finish perspective, comparing the January average rate of 0.2024 to the December average rate of 0.1946, the exchange rate registered a net change of -3.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.2092 was down 15.66% compared to the 2025 peak of 0.2480, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,046 BRL
2025 Average 1,076 BRL
Yearly Trough Low 931 BRL
Transaction Impact: A difference of 114.70 BRL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.2036
0.1884
JanuMarcMayJuly

HNL to BRL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1948, compared to 0.1946 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.1948
H2 Avg (Jul–Dec) 0.1946

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0130 BRL (High: 0.2092 / Low: 0.1962). On the other end, July was the most stable month, with a tight range of 0.0010 BRL (High: 0.1951 / Low: 0.1942).

January Spread (Volatile) ±0.0130
July Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0083 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0083

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.2024) against the same month in 2025 (average: 0.2371), the exchange rate shifted by -0.0348 (-14.66%).

2026 Avg (January) 0.2024
2025 Avg (January) 0.2371

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2092 0.1962 0.2024
February 0.1993 0.1933 0.1967
March 0.2014 0.1940 0.1979
April 0.1947 0.1862 0.1896
May 0.1907 0.1876 0.1899
June 0.1946 0.1892 0.1924
July 0.1951 0.1942 0.1946