2026 HKD to JPY Historical Review

YEARLY HIGH

20.7318 JPY

YEARLY LOW

19.5321 JPY

YEARLY AVERAGE

20.2843 JPY

2026 HKD to JPY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HKD to JPY exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 20.7318. Conversely, the yearly low was recorded on February 14, dropping to 19.5321.

This high-to-low spread represents a total annual volatility of 1.1998 JPY. From a start-to-finish perspective, comparing the January average rate of 20.1031 to the December average rate of 20.6259, the exchange rate registered a net change of 2.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 20.7318 was up 1.90% compared to the 2025 peak of 20.3459, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 518,296 JPY

2025 Average 479,914 JPY

Yearly Trough Low 488,302 JPY

Transaction Impact: A difference of 29,993.91 JPY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

20.7043

19.7629

JanuMarcMayJuly

HKD to JPY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.2273, compared to 20.6259 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3985 points.

H1 Avg (Jan–Jun) 20.2273

H2 Avg (Jul–Dec) 20.6259

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.8584 JPY (High: 20.4071 / Low: 19.5487). On the other end, July was the most stable month, with a tight range of 0.1776 JPY (High: 20.7318 / Low: 20.5542).

January Spread (Volatile) ±0.8584

July Spread (Stable) ±0.1776

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2617 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2617

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 20.6259) against the same month in 2025 (average: 18.7350), the exchange rate shifted by +1.8909 (+10.09%).

2026 Avg (July) 20.6259

2025 Avg (July) 18.7350

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.4071	19.5487	20.1031
February	20.1288	19.5321	19.8413
March	20.4827	20.0225	20.2874
April	20.4495	20.2378	20.3307
May	20.3598	20.0263	20.2866
June	20.7048	20.3488	20.5149
July	20.7318	20.5542	20.6259