2026 HKD to INR Historical Review

YEARLY HIGH

12.2537 INR

YEARLY LOW

11.5383 INR

YEARLY AVERAGE

11.9237 INR

2026 HKD to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HKD to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 28, valuing the pair at 12.2537. Conversely, the yearly low was recorded on January 8, dropping to 11.5383.

This high-to-low spread represents a total annual volatility of 0.7155 INR. From a start-to-finish perspective, comparing the January average rate of 11.6456 to the December average rate of 12.1323, the exchange rate registered a net change of 4.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 12.2537 was up 4.82% compared to the 2025 peak of 11.6905, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 306,344 INR

2025 Average 279,495 INR

Yearly Trough Low 288,457 INR

Transaction Impact: A difference of 17,886.69 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

12.2261

11.5540

JanuMarcMayJuly

HKD to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.8889, compared to 12.1323 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2434 points.

H1 Avg (Jan–Jun) 11.8889

H2 Avg (Jul–Dec) 12.1323

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.4807 INR (High: 12.1216 / Low: 11.6409). On the other end, July was the most stable month, with a tight range of 0.0428 INR (High: 12.1537 / Low: 12.1109).

March Spread (Volatile) ±0.4807

July Spread (Stable) ±0.0428

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0599 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0599

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2026: 12.1701) against the same month in 2025 (average: 10.9258), the exchange rate shifted by +1.2442 (+11.39%).

2026 Avg (May) 12.1701

2025 Avg (May) 10.9258

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.7970	11.5383	11.6456
February	11.7411	11.5586	11.6100
March	12.1216	11.6409	11.8779
April	12.1265	11.7819	11.9197
May	12.2537	12.1136	12.1701
June	12.2250	12.0314	12.1102
July	12.1537	12.1109	12.1323