YEARLY HIGH
0.1814 CAD
YEARLY LOW
0.1728 CAD
YEARLY AVERAGE
0.1770 CAD

2026 HKD to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HKD to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 24, valuing the pair at 0.1814. Conversely, the yearly low was recorded on January 29, dropping to 0.1728.

This high-to-low spread represents a total annual volatility of 0.0086 CAD. From a start-to-finish perspective, comparing the January average rate of 0.1768 to the December average rate of 0.1813, the exchange rate registered a net change of 2.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1814 was down 3.87% compared to the 2025 peak of 0.1888, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 4,536 CAD
2025 Average 4,482 CAD
Yearly Trough Low 4,321 CAD
Transaction Impact: A difference of 215.15 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1819
0.1740
JanuMarcMayJuly

HKD to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1763, compared to 0.1813 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 0.1763
H2 Avg (Jul–Dec) 0.1813

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0057 CAD (High: 0.1786 / Low: 0.1728). On the other end, July was the most stable month, with a tight range of 0.0001 CAD (High: 0.1813 / Low: 0.1812).

January Spread (Volatile) ±0.0057
July Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0022 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0022

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.1792) against the same month in 2025 (average: 0.1743), the exchange rate shifted by +0.0049 (+2.82%).

2026 Avg (June) 0.1792
2025 Avg (June) 0.1743

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1786 0.1728 0.1768
February 0.1755 0.1734 0.1747
March 0.1778 0.1736 0.1754
April 0.1780 0.1739 0.1759
May 0.1766 0.1735 0.1758
June 0.1814 0.1763 0.1792
July 0.1813 0.1812 0.1813