2021 GTQ to NZD Historical Review

YEARLY HIGH

0.1927 NZD

YEARLY LOW

0.1745 NZD

YEARLY AVERAGE

0.1828 NZD

2021 GTQ to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GTQ to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.1927. Conversely, the yearly low was recorded on February 24, dropping to 0.1745.

This high-to-low spread represents a total annual volatility of 0.0182 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1786 to the December average rate of 0.1907, the exchange rate registered a net change of 6.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1927 was down 17.45% compared to the 2020 peak of 0.2334, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GTQ based on timing:

Yearly Peak High 963 NZD

2020 Average 998 NZD

Yearly Trough Low 872 NZD

Transaction Impact: A difference of 91.04 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1919

0.1770

JanuMarcMayJulySeptNove

GTQ to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1804, compared to 0.1852 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0049 points.

H1 Avg (Jan–Jun) 0.1804

H2 Avg (Jul–Dec) 0.1852

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0094 NZD (High: 0.1895 / Low: 0.1800). On the other end, May was the most stable month, with a tight range of 0.0033 NZD (High: 0.1811 / Low: 0.1778).

November Spread (Volatile) ±0.0094

May Spread (Stable) ±0.0033

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0027 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0027

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.1907) against the same month in 2020 (average: 0.1806), the exchange rate shifted by +0.0101 (+5.61%).

2021 Avg (December) 0.1907

2020 Avg (December) 0.1806

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1812	0.1757	0.1786
February	0.1797	0.1745	0.1782
March	0.1858	0.1780	0.1817
April	0.1850	0.1783	0.1820
May	0.1811	0.1778	0.1794
June	0.1864	0.1784	0.1822
July	0.1866	0.1830	0.1847
August	0.1894	0.1831	0.1851
September	0.1881	0.1807	0.1831
October	0.1871	0.1796	0.1832
November	0.1895	0.1800	0.1845
December	0.1927	0.1893	0.1907