2026 GHS to BIF Historical Review

YEARLY HIGH

282.7491 BIF

YEARLY LOW

252.4336 BIF

YEARLY AVERAGE

269.7608 BIF

2026 GHS to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GHS to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 282.7491. Conversely, the yearly low was recorded on June 8, dropping to 252.4336.

This high-to-low spread represents a total annual volatility of 30.3155 BIF. From a start-to-finish perspective, comparing the January average rate of 274.8770 to the December average rate of 262.6468, the exchange rate registered a net change of -4.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 282.7491 was down 2.99% compared to the 2025 peak of 291.4760, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,413,745 BIF

2025 Average 1,200,005 BIF

Yearly Trough Low 1,262,168 BIF

Transaction Impact: A difference of 151,577.52 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

277.3382

260.6426

JanuMarcMayJuly

GHS to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 270.9465, compared to 262.6468 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 8.2996 points.

H1 Avg (Jan–Jun) 270.9465

H2 Avg (Jul–Dec) 262.6468

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 25.2016 BIF (High: 277.6352 / Low: 252.4336). On the other end, July was the most stable month, with a tight range of 0.2057 BIF (High: 262.7497 / Low: 262.5440).

June Spread (Volatile) ±25.2016

July Spread (Stable) ±0.2057

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 13.9130 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -13.9130

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 274.8770) against the same month in 2025 (average: 197.4744), the exchange rate shifted by +77.4026 (+39.20%).

2026 Avg (January) 274.8770

2025 Avg (January) 197.4744

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	282.7491	270.2453	274.8770
February	278.3271	268.2863	271.0068
March	278.2379	265.8456	272.7199
April	270.1009	267.1511	269.0943
May	278.0347	265.7143	275.9469
June	277.6352	252.4336	262.0339
July	262.7497	262.5440	262.6468