2026 EUR to CAD Historical Review

YEARLY HIGH

1.6344 CAD

YEARLY LOW

1.5676 CAD

YEARLY AVERAGE

1.6103 CAD

2026 EUR to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the EUR to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 1.6344. Conversely, the yearly low was recorded on March 8, dropping to 1.5676.

This high-to-low spread represents a total annual volatility of 0.0669 CAD. From a start-to-finish perspective, comparing the January average rate of 1.6178 to the December average rate of 1.6188, the exchange rate registered a net change of 0.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.6344 was down 0.54% compared to the 2025 peak of 1.6433, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 8,172 CAD

2025 Average 7,896 CAD

Yearly Trough Low 7,838 CAD

Transaction Impact: A difference of 334.26 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.6220

1.5841

JanuMarcMayJuly

EUR to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6088, compared to 1.6188 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0100 points.

H1 Avg (Jan–Jun) 1.6088

H2 Avg (Jul–Dec) 1.6188

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0416 CAD (High: 1.6092 / Low: 1.5676). On the other end, July was the most stable month, with a tight range of 0.0015 CAD (High: 1.6196 / Low: 1.6180).

March Spread (Volatile) ±0.0416

July Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0272 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0272

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1.6178) against the same month in 2025 (average: 1.4906), the exchange rate shifted by +0.1272 (+8.53%).

2026 Avg (January) 1.6178

2025 Avg (January) 1.4906

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6344	1.6091	1.6178
February	1.6175	1.6112	1.6145
March	1.6092	1.5676	1.5872
April	1.6243	1.5971	1.6107
May	1.6099	1.5948	1.6065
June	1.6252	1.6053	1.6163
July	1.6196	1.6180	1.6188