YEARLY HIGH
0.1879 SGD
YEARLY LOW
0.1820 SGD
YEARLY AVERAGE
0.1852 SGD

2026 BOB to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BOB to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 25, valuing the pair at 0.1879. Conversely, the yearly low was recorded on February 16, dropping to 0.1820.

This high-to-low spread represents a total annual volatility of 0.0059 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1852 to the December average rate of 0.1870, the exchange rate registered a net change of 0.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1879 was down 5.45% compared to the 2025 peak of 0.1987, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 939 SGD
2025 Average 945 SGD
Yearly Trough Low 910 SGD
Transaction Impact: A difference of 29.33 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1874
0.1830
JanuMarcMayJuly

BOB to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1849, compared to 0.1870 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.1849
H2 Avg (Jul–Dec) 0.1870

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0039 SGD (High: 0.1865 / Low: 0.1826). On the other end, July was the most stable month, with a tight range of 0.0004 SGD (High: 0.1872 / Low: 0.1868).

January Spread (Volatile) ±0.0039
July Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0018 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.1864) against the same month in 2025 (average: 0.1856), the exchange rate shifted by +0.0008 (+0.44%).

2026 Avg (June) 0.1864
2025 Avg (June) 0.1856

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1865 0.1826 0.1852
February 0.1847 0.1820 0.1834
March 0.1870 0.1836 0.1853
April 0.1868 0.1832 0.1848
May 0.1851 0.1843 0.1848
June 0.1879 0.1849 0.1864
July 0.1872 0.1868 0.1870