2021 ALL to BAM Historical Review

YEARLY HIGH

0.0163 BAM

YEARLY LOW

0.0158 BAM

YEARLY AVERAGE

0.0160 BAM

2021 ALL to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ALL to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.0163. Conversely, the yearly low was recorded on May 1, dropping to 0.0158.

This high-to-low spread represents a total annual volatility of 0.0005 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0158 to the December average rate of 0.0162, the exchange rate registered a net change of 2.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0163 was down 16.97% compared to the 2020 peak of 0.0196, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 81 BAM

2020 Average 79 BAM

Yearly Trough Low 79 BAM

Transaction Impact: A difference of 2.58 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0162

0.0158

JanuMarcMayJulySeptNove

ALL to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0159, compared to 0.0161 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0159

H2 Avg (Jul–Dec) 0.0161

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0004 BAM (High: 0.0162 / Low: 0.0158). On the other end, March was the most stable month, with a tight range of 0.0001 BAM (High: 0.0159 / Low: 0.0158).

November Spread (Volatile) ±0.0004

March Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0000 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0162) against the same month in 2020 (average: 0.0158), the exchange rate shifted by +0.0004 (+2.24%).

2021 Avg (December) 0.0162

2020 Avg (December) 0.0158

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0160	0.0158	0.0158
February	0.0159	0.0158	0.0158
March	0.0159	0.0158	0.0159
April	0.0160	0.0158	0.0159
May	0.0160	0.0158	0.0159
June	0.0160	0.0159	0.0159
July	0.0161	0.0159	0.0160
August	0.0162	0.0160	0.0161
September	0.0161	0.0160	0.0161
October	0.0161	0.0159	0.0161
November	0.0162	0.0158	0.0160
December	0.0163	0.0161	0.0162