2021 AED to SGD Historical Review

YEARLY HIGH

0.3737 SGD

YEARLY LOW

0.3587 SGD

YEARLY AVERAGE

0.3658 SGD

2021 AED to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the AED to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 0.3737. Conversely, the yearly low was recorded on January 5, dropping to 0.3587.

This high-to-low spread represents a total annual volatility of 0.0150 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3610 to the December average rate of 0.3712, the exchange rate registered a net change of 2.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3737 was down 5.78% compared to the 2020 peak of 0.3966, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AED based on timing:

Yearly Peak High 1,868 SGD

2020 Average 1,878 SGD

Yearly Trough Low 1,793 SGD

Transaction Impact: A difference of 74.87 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3722

0.3600

JanuMarcMayJulySeptNove

AED to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3628, compared to 0.3689 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0061 points.

H1 Avg (Jan–Jun) 0.3628

H2 Avg (Jul–Dec) 0.3689

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0066 SGD (High: 0.3733 / Low: 0.3667). On the other end, January was the most stable month, with a tight range of 0.0039 SGD (High: 0.3626 / Low: 0.3587).

November Spread (Volatile) ±0.0066

January Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0021 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.3712) against the same month in 2020 (average: 0.3627), the exchange rate shifted by +0.0085 (+2.35%).

2021 Avg (December) 0.3712

2020 Avg (December) 0.3627

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3626	0.3587	0.3610
February	0.3639	0.3590	0.3615
March	0.3676	0.3614	0.3656
April	0.3664	0.3606	0.3635
May	0.3638	0.3596	0.3619
June	0.3664	0.3601	0.3632
July	0.3720	0.3662	0.3688
August	0.3716	0.3660	0.3689
September	0.3707	0.3650	0.3669
October	0.3699	0.3656	0.3679
November	0.3733	0.3667	0.3696
December	0.3737	0.3672	0.3712